IMQ Application #13: Buy Property with 401k funds

Posted on: December 21, 2021


  Imagine the ability of taking the money in your 401k and purchasing real estate instead of keeping your investments in the stock market rollercoaster.  This can be done with the In-Marriage QDRO ®.  If you know

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IMQ Application #4: Save Client’s Pension from the Nursing Home

Posted on: December 21, 2021


  Have you ever been able to save 100% of a client’s pension when he/she is going into a nursing home?  Often, the spouse who remains at home gets their income cut in half or worse. We have developed a strategy t

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IMQ Application #2: Delay RMDs

Posted on: December 21, 2021


  Do you have clients who complain about having to take Required Minimum Distributions (RMDs)?  If any of these clients have younger spouses (in excess of 5 years), then we can help solve this issue.  With the use

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IMQ Application #3: Roth IRA Conversions

Posted on: December 21, 2021


  Do you have any clients that want to take advantage of Roth IRA tax rules, but cannot because their income exceeds $200,000 or all their funds are tied up in the 401(k)?  We can help.  One can use the In Marriag

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IMQ Application #7: I Need Cash

Posted on: December 21, 2021


  Dipping into your retirement account for a cash distribution is a risky move.  However, sometimes it needs to be done.  Whether to pay debt, recover from a pandemic, pay for kids’ college or to build a dream h

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What’s in it for You?

401(k) Plans, Corporate Pension Plans, Profit Sharing Plans and State-Deferred Compensation Plans

A tool previously associated with divorcing spouses works for married couples, allowing them unrestricted access to retirement benefits without penalty. Unrestricted, non-penalized access offers more effective estate planning and protection opportunities for those who serve married clients.

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Have Questions?

Use the form to the right to get in touch with us via email and we will do our best to respond to you within 24 hours.